Research Central: Money Sense


Research Central

Money Sense

Money Sense Icon

Learn to set financial goals, manage your money, plot a roadmap to retirement and make the most of your investments!

Plan to attend our free Money Sense Workshops offered periodically throughout the year and complete our self-directed Investing & Retirement Modules below.

Find out how the Library is making sense of its money in the 2016 Annual Report.

See what people are saying about the workshops:

Thanks for the well-organized handouts and well-informed speakers.

The presenters came across as experts.

Very open - encouraged questions and answered them thoroughly. Very informative and honest - appreciated the "loophole" info regarding the Roth 401.

This program series was made possible by a 2011 grant from the FINRA Investor Education Foundation through Smart investing@your library®, a partnership with the American Library Association. For more information about this program send an email to: wbref@wcpl.lib.oh.us.

Money Sense Workshops

Investing & Retirement Modules

Online Tools & Calculators

Databases

Books & More


Investing & Retirement Modules

  1. Preparing to Invest
    Create a budget, set investment goals, establish an emergency fund and learn good financial habits.
  2. Key Investment Concepts
    Learn about return, risk, diversification, rebalancing, and tax strategies.
  3. Bank Products
    This module discusses FDIC Protection, transaction and deposit accounts and international remittances.
  4. U.S. Treasury Securities
    Learn about Bills, Notes and Bonds and the risks associated with these products.
  5. Common Types of Investments
    This module discusses Stocks, Bonds, Mutual Funds, Exchanged Traded Funds, and Real Estate Investment Trusts.
  6. Retirement Savings Vehicles
    Learn about individual plans, employer-sponsored plans, and small business plans.
  7. Choosing the Right Investments
    Set short, medium and long-term financial goals and get investment tips specific to your age.
  8. Managing Investment Risk
    Learn to assess and minimize investment risk.
  9. Evaluating Performance
    This module discusses yield, return, capital gains and losses, tracking performance and research.
  10. Investment Professionals
    Get advice on choosing and vetting an investment professional.
  11. Safeguarding Your Investments
    Learn to protect your investments, avoid scams and how to file a complaint.
  12. Retirement Savings Plans Table
    Use this table to help you decide which retirement savings plan is right for you!
  13. Goal Setting & Financial Planning Worksheet
    Determine your financial goals and the time frame required to achieve them.
  14. Net Worth Worksheet
    This worksheet will help you figure your net worth.
  15. Investment Risks Worksheet
    Use this worksheet to help you calculate your level of investment risk.

Online Tools & Calculators


FINRA BrokerCheck®
Type in your current or prospective broker’s name to see employment history, certifications, licenses, regulatory actions, violations and complaints.

FINRA Fund Analyzer
Estimates the value of a fund, impact of fees and expenses on your investment and allows you the ability to look up applicable fees and available discounts for funds.

FINRA Retirement Calculator
A calculator used to plan your investing strategy so that you will have enough to see you through retirement.

FINRA Risk Meter
Check to see whether you share characteristics and behavior traits that have been shown to make some investors vulnerable to investment fraud.

FINRA Scam Meter
Use this to help you determine if an investment you are thinking about might be a scam.

FINRA Investor Knowledge Quiz
See what you know about investing. Then use our FINRA modules to educate yourself.

More FINRA Tools & Calculators
College savings calculator, savings calculators and a loan calculator.